-Today, Saturday, out of state, Oso Blanco found oil splatter on the F-150 tailgate and elsewhere, then discovered a hole in the truck's oil filter. Oso travels on paved roads, highways, and, rarely, on gravel roads. I had the oil changed at a Ford dealer about 3000 - 4,000 miles ago.

-What causes a hole in the oil filter? Oso doesn't recall impacts to the truck that could put a hole in the oil filter.
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Note: My 2018 Ford Explorer lost its oil due to hole in filter at about 2000 miles--about a 1.5 months after I bought it new. Again, I did not observe any action or impact that may have put the hole in the oil filter. We've never experienced oil filter holes before these two incidences, and computer searches have yielded nothing.

Thanks for any assistance.